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Rural Health Information Hub

Colorado Fresh Food Financing Fund (CO4F)

Colorado Housing and Finance Authority
Applications accepted on an ongoing basis

For general inquiries, application help, ​eligibility, and technical questions:
Andrea Buglione

For loan inquiries up to $150,000:
Alan Ramirez

For loan inquiries over $150,000:
Justin Vause


The Colorado Fresh Food Financing Fund (CO4F) provides low-interest loans and a limited number of grants to support activities and businesses that increase access to affordable, healthy, and culturally relevant food for underserved populations. Program goals include improving health, building wealth, and filling gaps in regional food systems to serve high need areas with low access to food.

Funds can be used for:

  • Land acquisition
  • Construction or rehabilitation of real estate
  • Interior tenant improvements
  • Equipment
  • Inventory and other working capital needs
  • Reimbursement of predevelopment costs, such as professional fees, market studies, appraisals, deposits on land and buildings, and other holding costs

Eligible projects include but are not limited to:

  • Grocery stores
  • Corner and convenience stores
  • Food cooperatives
  • Farmer's markets
  • Mobile markets
  • Aggregation and distribution projects, such as food hubs or food delivery
  • Charitable food system partners
  • Community kitchens and commissary kitchens
  • Healthy prepared food vendors

Applicants must be a private or public entity or individual with the ability to incur debt, who can demonstrate at least 3 years of retail grocery business experience or other applicable business experience, or can otherwise demonstrate experience and capacity to successfully implement and carry out a viable business enterprise.

Eligible projects must serve a majority of customers in designated high-need, low-access areas, which include USDA food deserts and/or areas of high unemployment, high poverty, low and moderate incomes, environmental justice communities, communities of color, rural communities, and others.

Geographic coverage
Amount of funding

Minimum loan: $150,000
Maximum loan: $1,500,000

Applicants that demonstrate a significant need may be eligible to apply for a grant subsidy up to $100,000.

Application process

Links to application instructions and the online pre-application form are available on the program website.

Eligible applicants will be invited to complete full loan or grant applications.

Tagged as
Capital funding · Community and economic development · Food security and nutrition · Health disparities · Minorities · Poverty · Colorado

For complete information about funding programs, including your application status, please contact funders directly. Summaries are provided for your convenience only. RHIhub does not take part in application processes or monitor application status.