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Colorado Fresh Food Financing Fund (CO4F)

Colorado Housing and Finance Authority
Applications accepted on an ongoing basis

Tim Dolan


The Colorado Fresh Food Financing Fund (CO4F) provides low-interest loans and a limited number of grants to support activities and businesses that improve access to healthy food retail and remove barriers that prevent Colorado's underserved populations from obtaining healthy food.

Funds can be used for:

  • Business start-up and expansion costs
  • Opening a new store
  • Keeping a store open under new ownership
  • New or upgraded equipment and displays
  • Land assembly
  • Developing an innovative business concept

Although priority will be given to supermarkets, grocery stores, and food delivery systems, innovative methods of delivering healthy food may also be considered. Examples include:

  • Farmers markets
  • Farm stands
  • Mobile processing and delivery units
  • Co-ops
  • Buying clubs
  • Convenience stores and food kiosks
  • Other food delivery systems

Applicants must be a private or public entity or individual with the ability to incur debt, who can demonstrate at least 3 years of retail grocery business experience or other applicable business experience, or can otherwise demonstrate experience and capacity to successfully implement and carry out a viable business enterprise.

Eligible projects must be located in an underserved area that primarily serves a low-to-moderate-income (LMI) community.

Geographic coverage
Amount of funding

Minimum loan: $100,000
Maximum loan: $1,500,000

Loan terms and conditions are provided in the program guidelines.

Applicants that demonstrate a significant need may be eligible to apply for a grant subsidy up to $100,000.

Application process

A link to the pre-application form is available on the program website.

Completed pre-applications should be emailed to or faxed to 720.638.9089. Selected applicants will be invited to complete full loan or grant applications.

Tagged as
Capital funding · Food security and nutrition · Colorado

For complete information about funding programs, including your application status, please contact funders directly. Summaries are provided for your convenience only. RHIhub does not take part in application processes or monitor application status.