Community Facility Loans
Rural Community Assistance Corporation
Applications accepted on an ongoing basis
RCAC's Community Facilities Loan Program offers loans to
develop and improve essential community facilities that
primarily serve populations with low-income in the rural
West. This program offers short-term loans to meet early
acquisition and pre-development needs, interim
construction costs, and long-term permanent financing.
Applicable facilities include public and nonprofit office
buildings, treatment centers, emergency and transitional
housing, assisted living, human services, public safety,
child care, education, and cultural facilities. Many
other types of projects are eligible.
Community facility projects that include green building
methods and materials may qualify for priority in loan
Projects must be located in rural areas with populations
of 50,000 or less in Alaska, Arizona, California,
Colorado, Hawaii and other pacific islands, Idaho, Montana, Nevada, New Mexico,
Oregon, Utah, Washington and Wyoming. In instances where
the U.S. Department of Agriculture (USDA) Community
Facility loan program is used as the take-out source for
an RCAC short-term loan or as a guarantor for an RCAC
long-term loan, the rural area population limit is
Applications will be accepted from:
- Nonprofit organizations
- Public agencies
- Tribal governments
Available in 13 western states and the Pacific Islands. See program website for details.
Amount of funding
Loan amounts vary up to $6,000,000 based on loan product,
project type, and terms.
Links to guidelines and required forms are available on
Capital funding · Child care · Community and economic development · Healthcare facilities · Housing and homelessness · Human services · Schools · Substance use and misuse · Alaska · Arizona · California · Colorado · Hawaii · Idaho · Montana · Nevada · New Mexico · Oregon · Pacific Territories, Commonwealth, and Freely Associated States · Utah · Washington · Wyoming
For complete information about funding programs, including your
application status, please contact funders directly. Summaries are provided
for your convenience only. RHIhub does not take part in application processes
or monitor application status.