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North Dakota Rural Housing Development Loan Program

North Dakota Housing Finance Agency
Applications accepted on an ongoing basis



The Rural Housing Development Loan Program offers low-interest, short-term loans to be used for predevelopment soft costs, land acquisition, site development, and any other cost associated with producing housing in rural and difficult to develop areas of North Dakota.


Communities located within an area meeting the USDA Rural Development definition of rural (population of less than 35,000) and nonprofit organizations working in partnership with these communities. For-profit developers may also be eligible, at the agency's discretion.

Geographic coverage
North Dakota
Amount of funding

Financing is available for up to 75% of development costs, with a maximum loan of $200,000.

If the loan purpose includes construction financing and there is no permanent loan take-out commitment, the maximum loan amount is 50% of project cost, not to exceed $200,000.

A minimum of 25% equity must be contributed to the project.

Application process

To begin the application process, download the program template, and contact the Planning and Housing Development Division at 701.328.8080.

Tagged as
Community and economic development · Housing and homelessness · North Dakota

For complete information about funding programs, including your application status, please contact funders directly. Summaries are provided for your convenience only. RHIhub does not take part in application processes or monitor application status.