Water and Waste Disposal Loan and Grant Program
U.S. Department of Agriculture, USDA Rural Development
Applications accepted on an ongoing basis
Choose the appropriate state in the drop down menu on the
top right of the
program website. This will open the state specific
page. Tabs at the top of the page will show general
program information, forms and resources, and state
specific contact information.
The Water and Waste Disposal Loan and Grant Program
provides funding for water and waste disposal systems in
eligible rural areas.
Funds may be used to finance the acquisition,
construction, or improvement of:
- Drinking water sourcing, treatment, storage, and
- Sewer collection, transmission, treatment, and
- Solid waste collection, disposal, and closure
- Storm water collection, transmission, and disposal
In some cases, funding may also be available for related
activities such as:
- Legal and engineering fees
- Land acquisition, water and land rights, permits, and
- Start-up operations and maintenance
- Interest incurred during construction
- Purchase of facilities to improve service or prevent
loss of service
- Other costs determined to be necessary for completion
of the project
Funding is available through long-term, low interest
loans. If funds are available, a grant may be combined
with a loan to keep end-user costs reasonable.
Eligible applicants are entities that are not otherwise
able to get commercial credit on reasonable
- State and local governments
- Nonprofit organizations
- Federally recognized tribes
Areas to be served include:
- Rural areas and towns with populations of 10,000 or
- Tribal lands in rural areas
Amount of funding
- Loan and grant amounts are based upon the needs of
- Loans have up to a 40 year payback period, based upon
the useful life of the facilities financed.
- Loans have fixed interest rates, based upon the need
for the project and the median household income of the
area to be served.
1% loan program for distressed communities was
announced in July of 2023. For approved projects, 1% loan
financing can be combined with grants to keep user costs
Links to additional guidance are available on the
Applications may be submitted online through RD
Apply. The program contact at the State
Office may also accept hard copy applications.
Capital funding · Environmental health · Infrastructure
For complete information about funding programs, including your
application status, please contact funders directly. Summaries are provided
for your convenience only. RHIhub does not take part in application processes
or monitor application status.