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Rural Health Information Hub

Multifamily Housing Loan Guarantees

U.S. Department of Agriculture, USDA Rural Housing Service
Applications accepted on an ongoing basis

Choose the appropriate Regional Director from the contact tab on the program website.


USDA Rural Development Multifamily Housing Loan Guarantees provide loan guarantees for qualified private-sector lenders to provide financing to qualified borrowers with the intent of increasing the supply of affordable rental housing for low to moderate income individuals and families in eligible rural areas and towns.

Loans may be used for construction, improvement, and purchase of multifamily rental housing for low to moderate income families and individuals, as well as for buying and improving land, and providing the necessary infrastructure for multifamily housing.


Private lenders may apply. Lenders are automatically eligible if approved and active in one of the following programs:

  • Fannie Mae, Freddie Mac, and Ginnie Mae
  • HUD
  • Federal Home Loan Bank members
  • State or local housing finance agencies

Eligible borrowers include:

  • Most state and local governmental entities
  • Nonprofit organizations
  • For-profit organizations, including LLCs
  • Federally recognized tribes

Eligible areas include rural areas and towns with 35,000 or fewer people and federally recognized tribal lands.

Geographic coverage
Amount of funding

USDA offers guarantees of up to 90% of the loan amount with terms between 25-40 years.

Application process

The application guidance is available in the Federal Register.

Tagged as
Community and economic development ยท Housing and homelessness

Organizations (2)

For complete information about funding programs, including your application status, please contact funders directly. Summaries are provided for your convenience only. RHIhub does not take part in application processes or monitor application status.