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Rural Health Information Hub

Rural Water Loan Fund

National Rural Water Association
Applications accepted on an ongoing basis

The Rural Water Loan Fund (RWLF) is a program of the National Rural Water Association that offers below market loan program designed to meet the needs of small water and wastewater utilities.

Eligible projects include:

  • Pre-development (planning) costs for infrastructure projects
  • Replacement equipment, system upgrades, maintenance, and small capital projects
  • Energy efficiency projects to lower costs and improve system sustainability
  • Disaster recovery and other emergency projects

Program flyer


Applicants must be public entities, including municipalities, counties, special purpose districts, native American tribes, nonprofit corporations, and cooperatives. Applicants may serve up to 10,000 people, or in rural areas with no population limits.

Geographic coverage
Amount of funding


  • Below market interest rate
  • Maximum repayment period of 10 years
  • Quick turnaround time
  • Loan amounts up to $200,000 or 75% of the total project cost, whichever is less
  • Emergency loans 90-day no interest, with immediate turn around on applications
  • No administrative or processing fees
Application process

A link to the application form is available on the program website.

Completed applications may be emailed to or mailed to:

Rural Water Loan Fund
2915 S. 13th Street
Duncan, OK 73533

Tagged as
Infrastructure · Planning and strategy methods and resources · Public health

Organizations (1)

For complete information about funding programs, including your application status, please contact funders directly. Summaries are provided for your convenience only. RHIhub does not take part in application processes or monitor application status.