Skip to main content
Rural Health Information Hub

Rural Health
Funding by Type: Loans

Summaries of funding programs are provided by RHIhub for your convenience. Please contact the funder directly for the most complete and current information.

Affordable Housing Loans for Low-Income Rural Communities
Short-term loans at below market interest rates to local nonprofits, for-profits, and government entities that are working to develop affordable housing for low-income, rural communities.
Geographic coverage: Nationwide
Applications accepted on an ongoing basis
Sponsor: Housing Assistance Council
Business and Industry Loan Guarantees
Loan guarantees to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities.
Geographic coverage: Nationwide
Applications accepted on an ongoing basis
Sponsors: U.S. Department of Agriculture, USDA Rural Development
Community Facility Loans
Loans to help develop and improve essential community facilities in the rural West.
Geographic coverage: Available in 13 western states and the Pacific Islands. See program website for details.
Applications accepted on an ongoing basis
Sponsor: Rural Community Assistance Corporation
Community Health Center Capital Fund LoanPLUS Program
A Community Development Financial Institution (CDFI) program that provides loan capital and technical assistance designed to meet the needs of smaller health centers and/or those with limited financial resources. Health centers that have not been able to access financing through conventional lenders are encouraged to apply.
Geographic coverage: Nationwide and U.S. Territories
Applications accepted on an ongoing basis
Sponsors: Capital Link, Community Health Center Capital Fund
Drinking Water State Revolving Fund (DWSRF)
A federal-state partnership that provides funding and technical assistance to help water systems and states achieve the health protection objectives of the Safe Drinking Water Act.
Geographic coverage: Nationwide and U.S. Territories
Applications accepted on an ongoing basis
Sponsor: U.S. Environmental Protection Agency
Environmental Infrastructure Loans
Loans to finance water and waste facility projects in the rural West, including the early funds small rural communities need to determine project feasibility and to pay pre-development costs prior to receiving state and federal funding.
Geographic coverage: Available in 13 western states. See program website for details.
Applications accepted on an ongoing basis
Sponsor: Rural Community Assistance Corporation
Health Center Facility Loan Guarantee Program
Facilitates access to capital funding and reduces financing costs for health centers by guaranteeing up to 80% of financing needed to support capital infrastructure projects.
Geographic coverage: Nationwide
Applications accepted on an ongoing basis
Sponsors: Bureau of Primary Health Care, Health Resources and Services Administration, U.S. Department of Health and Human Services
Health Expansion Loan Program II (HELP II)
Low, fixed interest loans for the capital needs of California's nonprofit small and rural health facilities.
Geographic coverage: California
Applications accepted on an ongoing basis
Sponsor: California Health Facilities Financing Authority
HUD Section 242: Hospital Mortgage Insurance Program
Loan and mortgage insurance program to help acute care hospital facilities with remodeling, expansion, modernization, equipment, refinancing, and acquisition. Small, rural Critical Access Hospitals are eligible to apply.
Geographic coverage: Nationwide
Applications accepted on an ongoing basis
Sponsors: Federal Housing Administration, U.S. Department of Housing and Urban Development
Intermediary Relending Program (IRP)
Provides low interest loans to intermediaries that re-lend to businesses to improve economic conditions and create jobs in rural communities.
Geographic coverage: Nationwide and U.S. territories
Applications accepted on an ongoing basis
Sponsors: U.S. Department of Agriculture, USDA Rural Development